This web site has been prepared for informational purposes only and is not legal advice. Readers should not act upon this information without seeking professional legal advice. The review of information contained in this web site does not create an attorney-client relationship.
As technology evolves, the legal system evolves with it. The latest “trend” we are seeing in the legal industry is the use of social networking as evidence. Anything you post on Facebook, Twitter, or any social network or blog is considered a communication and can be used in your case, no matter what your privacy settings are.
When you have a pending case, whether it be an automobile collision or a family law matter, do not post anything on the Internet that you would not want the other party or the judge in your case to see (this includes photos!). You can also be penalized by the Court for removing posts from your account. If you have already placed something on the Internet, it is important to discuss it with your attorney as soon as possible.
Always remember once its out there, you cannot take it back. Bottom line: when posting on a blog, Facebook, or any social networking website, remember, it can and will be used against you in a court of law!
“Full coverage” is a misleading term utilized by the insurance industry. “Full coverage” includes only liability, comprehensive and collision coverage. It does not include uninsured coverage, under insured coverage, medical payments coverage, towing, or rental reimbursement; all things that everyone really needs, and are generally relatively inexpensive to add to your coverage. Having only “full coverage” can leave you with thousands of dollars in unpaid bills. While you can change your coverage after an automobile collision, the change will not apply retroactively.
In addition to having the right coverage, you need to review your exclusions. This means reading the fine print! Does your insurance cover items that are in your vehicle? Glass? Do not assume that it does. Insurance companies save millions each year by excluding these items within the policy language.
Do not wait until you need your automobile insurance coverage to make sure that you have what you need. It’s a painful lesson that you do not want to learn the hard way.